Try using these 3 apps to add a little bit of extra spending money to the budget!When the budget is tight or if you are paying off debt, spending money on anything non-essential can feel cringe-worthy. I will be honest, date night for us usually consists of a movie on Netflix.
I’m ready for a change though. I want a real date! It doesn’t have to be expensive, but it would be nice to get out of the house together without kids every once in a while. When I discovered that there are apps that pay you to use them, I got very excited and decided that I am going to try to use them for a year (saving up all my rewards) to hopefully fund date nights for next year.
These are the 3 apps I’m using:
- Receipt Hog
This app pays you for uploading your receipts. (You can black out sensitive information). You can upload receipts from grocery shopping, dollar stores, gas stations, etc. As the months go on, you can earn greater rewards for continuing to upload receipts. You get coins depending on the dollar value of the receipt, and then you can cash those coins in for either an Amazon gift card or Paypal deposit. You need 1000 coins for a $5 card. At first, it is slow going. But the longer you stick with it, the faster you earn rewards. You can enter receipts that are up to 14 days old. I like to save my receipts throughout the week and then enter them all together. You can check it out here.
Ibotta is similar to receipt hog in that you upload receipts, however, they are looking for specific items. Before you head to a store, you can look on Ibotta to see if they have any rebates for items you are going to purchase. There are rebates for name brand items and for generic items like milk and eggs. You can unlock those rebates by taking a one-question survey or watching a 15 second video clip. Once you’ve purchased the item, you verify it by scanning the bar code and uploading the receipt. Then Ibotta pays you the rebate amount for the item. You can either have the money delivered via Paypal, or you can get it in gift cards to a variety of places like Amazon and Starbucks.
Now I know what you are thinking – you eat real food and barely buy foods from conventional grocery stores. Me too! This app actually contains a lot of rebates for health food items. I’ve scored big several times on Enjoy Life chocolate chips. They were on sale at the store and I got $1.50 rebate on them from Ibotta.
The downside to this app is that they don’t accept receipts from all stores. They don’t take Trader Joes and I know there are some others they don’t accept. So you will want to check and see if they accept the stores you frequent. Also, it can be very easy to get sucked into their promotions and end up spending more money at the store than what you wanted to spend. To combat this, I do my shopping first, and then find the rebates that apply.
I have a friend who paid for Christmas just with her Ibotta rebates, so now is the time to start using it!
If you are interested in using this app, for the month of February you can get $10 when you redeem your first rebate and I will get $5 if you sign up with the referral code bekkoid. Sign up here.
This is probably my favorite app that I’ve been using. It’s called Shopkick and you get kicks for shopping (not necessarily spending money). For example, if you go to Target, you open the app and it will tell you if you can earn kicks just for going inside the store. A lot of places you can earn kicks for purchasing as well. We do a lot of shopping at Trader Joes and so I can earn kicks for shopping at Trader Joes. I love that!
You can also earn kicks for scanning bar codes with your phone. I occasionally do this, but with three kids, it’s easier for me to just get the kicks for going inside stores. If you ever go to the mall to just walk around, you can earn a lot of kicks!
The rewards add up pretty quickly in this app and you can exchange your kicks for gift cards to a wide variety of places. For every three people that sign up through my link, I will earn 2000 kicks which is more than enough for a $5 gift card to lots of different places (hello date night!). Then you can share with your friends and earn gift cards right away too! Sign up here.
Between these three apps I’m hoping to save all of my rewards for a year and then cash them in slowly starting next year to fund date nights with my husband!
Do you have any apps that you use to earn discretionary income?